Balance (form 1 and form 2) for the last reporting year with electronic confirmation of report acceptance and operational for the current quarter
Real estate objects
Commercial and residential premises for offices, warehouses, or rental
Main terms for transaction registration
Convenient payment terms
The contract is formalized for a period of 13 to 60 months
Quick transaction registration
The complete process takes 1 to 2 weeks once all required documents are available
Flexible advance payment
The advance amount can be any — from 25% to 50% of the purchase price
Fixed rate
The company's margin is 17% and remains unchanged throughout the transaction
Commission for review
One-time commission is 3% of the total amount
Types of applicants
Financing is available to both legal entities and individuals
Calculator
Company income 17.00%
Commission from 3.00% Depends on the Term
Insurance Rate 0.00%
Monthly payment
0 Sum
Total cost of Ijara
0 Sum
Amount of increase
0 Sum
Commission Amount
0 Sum
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- Charter;
- Certificate;
- Passports of the director, founders, and chief accountant;
- Order and decision on the director and chief accountant (if available).
Certificate from the servicing bank about:
- Availability of funds in the current account;
- No queue of unpaid payment orders due to insufficient funds;
- Absence of overdue debt on the loan.
Sample signatures and turnover of the current account for the last 12 months (in electronic form)
Electronic certificate from the State Tax Authority confirming no outstanding tax liabilities (with QR code)
An ID card or an internal passport of a citizen of the Republic of Uzbekistan with a residence permit
Frequently Asked Questions
Cosmetic repairs (painting, wallpapering, furniture installation) are usually allowed without additional approvals, provided it does not change the structure of the property.
We finance only completed real estate properties that have been commissioned and registered in the cadastre.
According to AAOIFI standards No. 3, the collection of penalties is only possible for disciplinary purposes. The amount collected is not credited to the company's income but is directed to charitable purposes under the control of the Supervisory Board. More details (link to pdf Late payment)
Yes, it is possible, but it should be noted that if the property is purchased from an individual, a VAT of 12% on the purchase amount will be paid when transferring it to the Ijara client, so if the apartment costs, for example, 100 million sums, the calculations will be made from the amount of 112 million sums when transferring it to the client.
During the Ijara term, the property is owned by Taiba Finance, and the cadastre is registered in the name of the company.
We fully cover all expenses related to the registration of the property, including cadastre fees, notary services, insurance, and registration.