+998781404449
Murabaha is a financial decision within the framework of Sharia law
Transparent conditions in accordance with the principles of Sharia: no interest, hidden fees and uncertainties
Basic conditions of registration
Approval in 1-2 hours upon submission of all documents
In the absence of an advance payment, you can provide collateral (real estate or cars) for some types of financing.
All contracts are reviewed by the Shariyah Review Bureau and comply with AAOIFI standards.
Initial payment — from 40% of the cost of the financing facility
From 20% fixed rate of appreciation
No proof of income is required for an initial payment of 50% or more.
Stages of the transaction conclusion
Object selection
Decide on the product that you plan to purchase through the deal
Application
Fill out the application and get preliminary approval within 1-2 hours.
Documents
Prepare the necessary package — we will help you if you need anything.
Payment
An advance payment and a commission are paid for the consideration of the project
Signing
After the approval of the application, the parties conclude Murabaha agreement.
Getting an object
The contract will be effective and the product will be delivered to you for use.
Get approval in 1 hour
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+998781404449
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Stages of the transaction conclusion
Object selection
Decide on the product that you plan to purchase through the deal
Application
Fill out the application and get preliminary approval within 1-2 hours.
Documents
Prepare the necessary package — we will help you if you need anything.
Payment
An advance payment and a commission are paid for the consideration of the project
Signing
After the approval of the application, the parties conclude Murabaha agreement.
Getting an object
The contract will be effective and the product will be delivered to you for use.
What is the difference between Murabaha and credit
Murabaha is not a loan, but a transparent purchase and sale transaction with deferred payment. Unlike a traditional loan, there is no interest or riba in murabaha: the client knows in advance the cost of the goods, the amount of the margin and the payment terms. All conditions are fixed before the transaction, and the company itself first purchases the product and then resells it to the customer — strictly in accordance with Sharia law.
Prohibited product categories
Gold, silver, currency, and a number of other things cannot be the subject of a Murabahah treaty — this is limited by Islamic norms.
Transfer of ownership
The company enters into an agreement with the client only after the goods are registered in its possession.
Financial transparency
All the details are disclosed to the client: the purchase price, the purchase costs and the amount of the margin.